New Jersey Group Disability Insurance

New Jersey Group Disability Insurance Information

Disability insurance coverage is an important employee benefit because it
helps protect your employees most valuable financial asset...their income.
It replaces lost income for an employee if they are unable to work due to
sickness or injury.

Group disability insurance for your New Jersey business is an excellent
employee benefit incentive for acquiring and maintaining employees and
the cost is relatively low in comparison to other employee benefits.

Learn much more below about both Group Long Term Disability Insurance
and Group Short Term Disability Insurance.

We are your local central NJ insurance agency, offering comprehensive New Jersey group
disability insurance services to businessess in the following cities and counties: Skillman,
Princeton, Trenton, Slackwoods, Ewingville, Bakersville, Lawrenceville, Stoutsburg, Glenmoore,
Mount Rose, Centerville, Rileyville, Mercerville, Hamilton Square, Yardville, White Horse, Groveville,
Bordentown, Washington Crossing, Marshalls Corner, East Windsor, South Brunswick,
Plainsboro, Linvale, Harbourton, Mount Airy, Blawenburg, Deans, Kendall Park, Harlingen,
Dutchtown, Pleasantview, Plainville, Hillsborough, Belle Mead, Flagtown, Franklin Park, Woods
Tavern, Three Bridges, Neshanic, Griggstown, Bridgewater, Finderne, Edison, Middlebush,
Millstone, Kingston, Rocky Hill, Zion, Reaville, Cloverhill, Stockton, Flemington, Sand Brook,
Croton, Somerset, Piscataway, Manville, Somerville, Byram, Middlesex, Washington, New Sharon,
Chesterfield, Hamilton, Georgetown, Allentown, Fieldsboro, Hedding, Roebling, Columbus,
Jacksonville, Chambers Corner, Wrightstown, Mount Holly, Monmouth, North Brunswick, Stanton
Station, Willingboro, Cherry Hill, Princeton Junction, Cranbury, Etra, Robbinsville, Winsor,
Edinburg, Dutch Neck, Flemington, Mercer County, Somerset County, Middlesex County, Camden
County, Hunterdon County, Morris County, Burlington County, Ocean County, and Monmouth
County, NJ. We also offer affordable New Jersey group disability insurance services to businesses
throughout the Garden State, including the Atlantic City, outer Philadelphia, Camden, and Newark
areas.

Group Long Term Disability Insurance - NJ

Each year on average, 12% of the adult U.S. population suffers a long
term disability and one out of eight workers will suffer a five-year or
longer disability before the age of 65.

New Jersey group long term disability insurance plans provide income
protection for disabilities lasting three months or longer. After the initial
waiting period is completed, long term disability insurance will provide
a monthly income which may continue until age 65 for qualified
disabilities. The monthly income provided under a policy is usually
60% of the employees pre-disability income.

Key Features:

Benefits begin on the 91st day of disability.

Monthly benefit is 60% of pre-disability income.

Maximum monthly benefit is $5,000.

Benefit duration to age 65 for qualified disabilities.

Click on the link below to fill out a secure quote request form for a
New Jersey group employee long term disability insurance plan that
regardless of whether you're a large employer or a small business,
will provide exceptional long term disability insurance coverage for
your businesses most important asset...your employees. Or you can
speak with our New Jersey Group Disability Insurance specialist at
609-430-4744 to discuss the policy features in more detail.

Click here to fill out a

Group Long Term Disability

Insurance quote request form

for your New Jersey business

Group Short Term Disability Insurance - New Jersey Business

When an employee needs to be away from work for an extended period or a non-work
related disability like maternity, illness, or injury, an employee can have access to a
short term disability program which provides at least partial income protection. Short
term disability insurance is a more common employee benefit because the chance of
an employee being unable to work for a short period is higher than the chance of being
permanently disabled.

A short term disability insurance plan for your New Jersey business will provide
weekly income for an employee disability shorter than 3 months. Coverage is meant
to bridge the gap between a company's sick pay policy and the start of an employee
long term disability insurance plan.

Key Features:

Benefits begin on the 1st day in the case of an accident

Benefits begin on the 8th day in the case of a sickness

Weekly benefit is 100% of pre-disability income for
the first 15 days.

Weekly benefit is 66% of pre-disability income
from day 16 through a maximum of 165 days.

Maximum weekly benefit is $1,000.

Benefit duration is 26 weeks.

Click on the link below to fill out a secure quote request form for a New Jersey group
employee short term disability insurance plan that regardless of whether you're a large
employer or a small business, will provide exceptional short term disability insurance
coverage for your businesses most important asset...your employees. Or you can
speak with our New Jersey Group Disability Insurance specialist at 609-430-4744 to
discuss the policy features in more detail.

Click here to fill out a

Group Disability Insurance

quote request form for

your New Jersey business

**The information, pictures, and other content in this website about particular insurance services is
only provided for informational purposes. Any decisions regarding your insurance needs should be
discussed with a licensed insurance agent.

Group Short Term Disability Insurance

Group Long Term Disability Insurance