New Jersey Business Owners Insurance

New Jersey Business Owners Package Insurance (BOP)

Businesses can bundle property and liability coverage into a Business
Owners Insurance Policy that allows your business to obtain broad
coverage with affordable premiums. Business Owners Insurance is
usually the first step for small businesses looking to get basic property
and liability coverage and is a comprehensive and affordable insurance
package for small or medium sized businesses.

To qualify for Business Owners Insurance Policies, a New Jersey
company should have 100 or fewer employees, and annual revenues
should be less than $1 million. Business Owners Insurance will
typically provide reimbursement for up to a year of lost revenue
resulting from an insured property loss.

Some businesses may find New Jersey Business Owners Insurance
coverage limits to be too low or may not like the lack of flexibility on
options like coinsurance. However, what the Business Owners
Insurance Policy lacks in flexibility it usually makes up for with lower
premiums for your business.

New Jersey Business Owners Insurance offers named perils or all
risk insurance coverage, similiar to general property insurance
coverages. Enhancement endorsements are available at little or no
cost to extend coverage to your accounts receivable, valuable
papers, signs, employee dishonesty, mechanical breakdown,
computers including software, money and securities, off premises
power failure and spoilage of food products, backup of sewers and
drains.

Liability Insurance Coverage - New Jersey

While similiar to Commercial General Liability Insurance, the
liability part of a Business Owners Insurance Policy offers less
flexibility in determining your coverage limits for particular claims.
Optional limits of $300,000, $500,000 or $1,000,000 are available.
Personal injury, products liability, fire legal liability and premises
medical payments are included. Also, New Jersey Business
Owners Insurance does not include professional liability insurance.

Interruption Insurance Coverage - New Jersey

Business Interruption Insurance is usually included in Business
Owners Insurance Policies and covers lost income and expenses
incurred when a company suffers disaster related damage. Ongoing
operating expenses that continue even if business is suspended,
such as payroll, are also covered.

Click on the link below to fill out a secure quote request form for a New
Jersey Business Owners Package insurance plan, that regardless of
whether you're a large employer or a small business, will provide
exceptional long term disability insurance coverage for your businesses
most important asset...your employees. Or you can speak with our
New Jersey Business Owners Insurance specialist at 609-430-4744 to
discuss the policy features in more detail.

Click here to fill out an

Owners Insurance Package

quote request form for

your New Jersey business

We are a local central NJ insurance agency offering comprehensive New Jersey
business owners insurance package services to businessess in the following
cities and counties in New Jersey: Skillman, Princeton, Trenton, Slackwoods,
Ewingville, Bakersville, Lawrenceville, Stoutsburg, Glenmoore, Mount Rose,
Centerville, Rileyville, Mercerville, Hamilton Square, Yardville, White Horse,
Groveville, Bordentown, Washington Crossing, Marshalls Corner, East Windsor,
South Brunswick, Plainsboro, Linvale, Harbourton, Mount Airy, Blawenburg,
Deans, Kendall Park, Harlingen, Dutchtown, Pleasantview, Plainville,
Hillsborough, Belle Mead, Flagtown, Franklin Park, Woods Tavern, Three
Bridges, Neshanic, Griggstown, Bridgewater, Finderne, Edison, Middlebush,
Millstone, Kingston, Rocky Hill, Zion, Reaville, Cloverhill, Stockton, Flemington,
Sand Brook, Croton, Somerset, Piscataway, Manville, Somerville, Byram,
Middlesex, Washington, New Sharon, Chesterfield, Hamilton, Georgetown,
Allentown, Fieldsboro, Hedding, Roebling, Columbus, Jacksonville, Chambers
Corner, Wrightstown, Mount Holly, Monmouth, North Brunswick, Stanton
Station, Willingboro, Cherry Hill, Princeton Junction, Cranbury, Etra,
Robbinsville, Winsor, Edinburg, Dutch Neck, Flemington, Mercer County,
Somerset County, Middlesex County, Camden County, Hunterdon County,
Morris County, Burlington County, Ocean County, and Monmouth County, NJ.
We also offer New Jersey business owners insurance package services to
businesses throughout the Garden State, including the Atlantic City, outer
Philadelphia, Camden, and Newark areas.

Property Insurance Coverage - New Jersey

**The information, pictures, and other content in this website about particular
insurance services is only provided for informational purposes. Any decisions
regarding your insurance needs should be discussed with a licensed
insurance agent.